Legal & Regulatory Update and Transparency Notice & Disclosure Requirements
Thursday, August 26, 2021

Presented by Benefit Comply, LLC: Bob Radecki, Principal

It continues to be a busy year, and we expect more regulatory and legislative activity that impacts employee benefit plans. This month’s webinar will focus on new regulations, FAQs, and other guidance issued over the previous months to help employers keep up-to-date on all the ever-changing employee benefit compliance requirements! We will also spend some time discussing the health cost transparency rules, including notice and disclosure requirements, that apply to employer sponsored health benefit plans under the Consolidated Appropriations Act (CAA) 2021.

Handling MLR Rebates
Thursday, September 23, 2021

Presented by Benefit Comply, LLC: Bob Radecki, Principal, Regan Debban, J.D., MBA, Principal, and Sarah Grcevich, Senior Consultant

It’s that time of year again! Employers who sponsor a fully-insured group health plan may be receiving a Medical Loss Ratio (MLR) rebate from their insurers. In this webinar, we’ll be discussing several of the common issues related to these rebates, including how much (if any) of the rebate should be distributed to plan participants; how quickly the participant’s share must be distributed; options employers have in distributing the participant’s share; and the tax consequences of the various available distribution options.

If you have questions about our webinars, please email us at info@psfinc.com

Past articles can be found at www.psfinc.com/articles

COBRA Subsidy – Updated Form 941
July 14, 2021 More

Surprise Billing – “Part 1” of Regulations Issued
July 12, 2021 More

COVID Vaccine Incentives
June 7, 2021 More

HSA Requirements and Limits for 2022
June 1, 2021 More

IRS Releases Additional COBRA Subsidy Guidance
May 24, 2021 More

IRS Provides Clarification for DCAPs in 2021 and 2022
May 13, 2021 More

Department of Labor Releases COBRA Subsidy Website and Model Notices
April 8, 2021 More

Additional Sections 125 and 129 Flexibility Included in COVID-19 Relief Legislation
December 23, 2020 More

Significant Benefits Issues in New COVID-19 Relief Legislation
December 23, 2020 More

Group Health Plan Coverage of COVID-19 Immunizations
December 14, 2020 More

Tax-Favored Employee Benefit for Disaster Relief
December 9, 2020 More

Updated PCORI Fees Released
December 7, 2020 More

California Releases Draft Employer Reporting Instructions
September 28, 2020 More

Medicare Part D Notice Reminder: Deadline of October 14th
September 18, 2020 More

How Employers Should Handle MLR Rebates
August 31, 2020 More

Supreme Court Ruling – Title VII Nondiscrimination Rules
August 4, 2020 More

2021 “Affordability” Percentage
August 3, 2020 More

Business Leaders – The Times They Are A-Changin…
July 22, 2020 More

Long-term Care – More Than Just an Executive Benefit
July 17, 2020 More

Supreme Court Ruling – Contraceptive Exemption
July 14, 2020 More

Agency Update
June 22, 2020 More

Effects of COVID-19 on Health Care Consumption
June 17, 2020 More

Updated PCORI Fees Released
June 10, 2020 More

REMINDER: PCORI Fees
June 2, 2020 More

HSA Requirements and Limits for 2021
May 27, 2020 More

COVID-19: Benefits-Related Checklist
May 22, 2020 More

Families First Coronavirus Response Act (FFCRA) – DOL Temporary Rule
April 3, 2020 More

IRS Releases Guidance on FFCRA Tax Credit
April 2, 2020 More

Families First Coronavirus Response Act (FFCRA) – Model Notice and More Q&A Document Updates
April 1, 2020 More

Families First Coronavirus Response Act (FFCRA) – More Updates to DOL FAQs
March 31, 2020 More

CARES Act Includes Employee Benefits Related Provisions
March 30, 2020 More

Families First Coronavirus Response Act (FFCRA) – Agency Guidance Released
March 25, 2020 More

Families First Coronavirus Response Act Impact on Employee Benefits
March 19, 2020 More

HDHPs Will Not Lose HSA Qualified Status for Covering COVID-19 Expenses & Other Benefits Questions
March 17, 2020 More

The Supreme Court Agrees to Hear Important ACA Case
March 11, 2020 More

Appellate Court Invalidates ACA’s Individual Mandate
December 30, 2019 More

Cadillac Tax Repealed and Other Benefits Changes Contained in the End-of-Year Spending Bill Passed by Congress
December 26, 2019 More

IRS Provides 2019 Transition Relief and an Extended Deadline for Providing Form 1095 to Employees and Participants
December 9, 2019 More

IRS Announces 2020 Health FSA Limits
November 11, 2019 More

Health Insurance Tax (HIT) Resumes 2020
October 2, 2019 More

How Employers Should Handle MLR Rebates
September 23, 2019 More

Should Your Business be Considering Association Health Plans?
September 17, 2019 More

Things To Know When Evaluating Reference-Based Pricing Models for Your Business
September 9, 2019 More

Medicare Part D Notice Reminder: Deadline of October 14th
September 4, 2019 More

Funding Healthcare and Retirement Expenses with HSAs
August 6, 2019 More

2020 “Affordability” Percentage
July 25, 2019 More

HSAs & Preventive Coverage
July 22, 2019 More

HHS Changes Rule Regarding Prescription Drug Manufacturer Coupons and Cost-Sharing Requirements
July 18, 2019 More

Recent Executive Order
July 1, 2019 More

Final Rules – Two New HRA Options for 2020
June 26, 2019 More

Retain Employees with Student Loan Reimbursement
June 11, 2019 More

HHS Proposes Rolling Back Section 1557 Discrimination Protections Related to Gender Identity
June 6, 2019 More

HSA Requirements and Limits for 2020
June 4, 2019 More

REMINDER: PCORI Fees Due July 31
June 3, 2019 More

Gender Health Benefits in Washington State
May 22, 2019 More

IRS Clarifies Employer’s Ability to Recover Mistaken HSA Contributions
April 16, 2019 More

HIPAA Privacy and Security Mistakes Employers Make
April 8, 2019 More

Federal Court Blocks New DOL Association Health Plan Rules
April 3, 2019 More

Creative Strategies to Retain Key Employees
March 28, 2019 More

HHS Proposes to Rescind Adoption of HDIP
January 18, 2019 More

Texas Judge Issues Controversial ACA Ruling
December 11, 2018 More

The State of Massachusetts has Introduced a
New Employer Reporting Requirement
December 11, 2018 More

IRS Extends Due Date for Employers to Provide Form 1095 to Employees and Participants
December 10, 2018 More

IRS Announces 2019 Health FSA Limits
November 15, 2018 More

IRS Now Assessing §4980H Penalties for the
2016 Plan Year
November 5, 2018 More

New HRA Rules Issued
November 1, 2018 More

Benefits for Technology Firms
October 18, 2018 More

Determining the COBRA Premium for an HRA
October 16, 2018 More

Great Wines and Top Surgeons (Not Necessarily at the Same Time)
October 10, 2018 More

How Employers Should Handle MLR Rebates
October 4, 2018 More

Employer Reporting – 2018 Draft Forms and Instructions for the 1095/1094
September 26, 2018 More

Medicare Part D Notice Reminder:
Deadline of October 14th
September 24, 2018 More

Domestic Partner Benefits and Imputed Income
September 19, 2018 More

Washington Paid Family and Medical Leave – What now?
September 11, 2018 More

Compliance Considerations When Moving from Fully-Insured to Self-Funded
August 2, 2018 More

IRS-SSA-CMS Data Match Employer Reporting Requirement Suspended
July 18, 2018 More

DOL Issues New Rules for Association Health Plans
June 20, 2018 More

2019 “Affordability” Percentage
June 18, 2018 More

HSA Requirements for 2019
May 24, 2018 More

REMINDER: PCORI Fees Due July 31
May 23, 2018 More

ANOTHER Change in 2018 HSA Contribution Limits
April 30, 2018 More

AARP vs. EEOC Lawsuit Update – Still No Clarity
April 9, 2018 More

IRS Continues to Send 226J Letters: What Employers Need to Know
March 26, 2018 More

Disability Claim Regulations Take Effect April 1, 2018
March 26, 2018 More

Change in 2018 HSA Contribution Limits
March 7, 2018 More

Complying with the New York Disability Benefits Law
March 2, 2018 More

Reminder: 1095S Due to Employees by March 2, 2018
February 23, 2018 More

§4980H Offer Requirements and Associated Penalties
February 2, 2018 More

Cadillac Tax Delayed Until 2022 and
HIT Suspended for 2019
January 29, 2018 More

Tax Treatment of Transportation Benefits Changes Under New Law
January 10, 2018 More

IRS Extends Due Date for Employers Provide Form 1095 to Employees and Participants
December 26, 2017 More

Summary of Tax Cuts and Jobs Act Employee Benefit Provisions
December 20, 2017 More

Lessons Learned From Parker, Smith & Feek’s FMLA Manufacturing Roundtable
December 19, 2017 More

Tax Bill Benefit Changes Getting Closer
December 7, 2017 More

IRS – Letter 226J – What Employers Need to Know
December 4, 2017 More

How to Turn Open Enrollment Into a Win-Win
November 13, 2017 More

IRS Releases Information on the Collection Process for §4980H Payments from Employers
November 9, 2017 More

IRS Announces 2018 Health FSA Limits
October 24, 2017 More

How Employers Should Handle MLR Rebates
October 20, 2017 More

Contraceptive Exemption Expansion
October 17, 2017 More

President Trump Signs Executive Order Permitting the Creation of “Association” Health Plans
October 16, 2017 More

Legislation Introduced to Simplify Employer Reporting
October 13, 2017 More

Employer Reporting – 2017 FINAL Forms and Instructions
October 5, 2017 More

Graham-Cassidy Update: Senate Tries to Repeal
the ACA One More Time
September 26, 2017 More

Common Gaps in Disability Insurance
September 20, 2017 More

Wellness Program Updates
September 20, 2017 More

Medicare Part D Notice Reminder:
Deadline of October 14th
September 13, 2017 More

Employer Reporting – 2017 Draft Forms and Instructions
September 11, 2017 More

6 Common Gaffes to Avoid When
Considering a Self-Funded Plan
September 11, 2017 More

IRS Decreases ACA “Affordability” Percentage
August 31, 2017 More

Employer Reporting – 2017 Draft Forms and Instructions
August 15, 2017 More

Washington Paid Sick Leave Effective Jan. 1, 2018
August 10, 2017 More

Washington Enacts Paid Family and Medical Leave
August 4, 2017 More

HSA Requirements—2018
May 17, 2017 More

The House Passes New Version of the AHCA
May 8, 2017 More

REMINDER: PCORI Fees Due July 31
April 27, 2017 More

ACA Status Update
March 30, 2017 More

Republicans Release Health Policy Proposed Legislation
March 10, 2017 More

UPDATE – Taxation of Fixed Indemnity Plans
March 7, 2017 More

IRS Issues Memorandum on Taxation of Indemnity Plans
February 16, 2017 More

Qualified Small Employer Health Reimbursement Arrangement
January 30, 2017 More

Trump Issues Executive Order Regarding the ACA
January 23, 2017 More

IRS Extends Deadline for Providing 2016 Form 1095s
November 21, 2016 More

The Impact of the Election on Employer Sponsored Health Benefits
November 16, 2016 More

IRS Announces 2017 Health FSA Limits
October 27, 2016 More

Employer Reporting – 2016 FINAL Forms and Instructions
October 26, 2016 More

Medicare Part D Notice Reminder: Deadline of October 14th
September 22, 2016 More

2017 HSA Contribution Limits
September 9, 2016 More

Employer Reporting – 2016 Draft Forms and Instructions
August 30, 2016 More

OCR Phase 2 HIPAA Audits Underway
August 24, 2016 More

§4980H Affordability - Opt-Out Guidance
July 25, 2016 More

HHS Releases Discrimination Rule Affecting Transgender Benefits
July 18, 2016 More

Final SBC Template and Related Materials
June 27, 2016 More

Employer Exchange Subsidy Notices – Appeal or Not?
June 13, 2016 More

EEOC Final Rules on Wellness Programs
May 31, 2016 More

Reminder: PCORI Fees Due July 31
April 26, 2016 More

Form 1095 Deadline and Penalties
March 23, 2016 More

Proposed Revisions to SBC and Uniform Glossary
March 14, 2016 More

Form 1095 – Employee Communications
February 5, 2016 More

Cadillac Tax – Delayed
January 11, 2016 More

IRS Releases Broad Range of Guidance in Notice 2015-87
January 7, 2016 More

IRS Released Additional §4980H Guidance
December 30, 2015 More

IRS Extends Deadline for Employer ACA Reporting
December 29, 2015 More

EEOC Issued GINA Wellness Rules
December 7, 2015 More

Common Misconceptions about the ACA Reporting Requirements
November 9, 2015 More

PACE Act Changes the Definition of Small Group Insurance
October 12, 2015 More

IRS Clarifies No ACA Employer Reporting Required for Most HRAs
September 24, 2015 More

Resources

ARP COBRA Subsidy Guide [MAY 2021]
IRS Releases Additional COBRA Subsidy Guidance [MAY 2021]
2021 REMINDER: PCORI Fees

COVID-19 Resources

State Health Departments

Alaska Dept of Health and Social Services
California Dept of Public Health
Colorado State Department of Public Health & Environment
Hawaii Dept of Health
Oregon Health Authority: COVID 19
Washington State Dept of Health
King County Public Health